Terms of Service

Effective Date: January 13, 2026
Last Updated: January 13, 2026

Welcome to Closing Pros LLC. These Terms of Service ("Terms") govern your access to and use of our website closingprosllc.com (the "Site") and the title insurance and real estate closing services we provide (collectively, the "Services"). By accessing or using our Site or Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Site or Services.

1. Acceptance of Terms

By accessing or using our Site or Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference. These Terms constitute a legally binding agreement between you and Closing Pros LLC. If you are using our Services on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.

2. About Our Services

Closing Pros LLC is a licensed Florida title insurance agency founded and led by practicing real estate attorney John E. Wickman, Esq. We provide comprehensive title insurance and real estate closing services throughout Sarasota, Florida and surrounding areas. Our services include but are not limited to title searches and examinations, title insurance policies (owner's and lender's policies), residential and commercial real estate closings, escrow services, and legal consultation related to real estate transactions.

3. Use of Our Website

Permitted Use

You may use our Site for lawful purposes only and in accordance with these Terms. You agree not to use our Site in any way that violates any applicable federal, state, local, or international law or regulation, infringes upon or violates our intellectual property rights or the rights of others, transmits any advertising or promotional material without our prior written consent, impersonates or attempts to impersonate Closing Pros LLC, our employees, another user, or any other person or entity, engages in any conduct that restricts or inhibits anyone's use or enjoyment of the Site, or uses any robot, spider, or other automatic device to access the Site for any purpose without our express written permission.

Account Security

If you create an account on our Site, you are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized access to or use of your account.

4. Professional Services and Legal Relationship

No Attorney-Client Relationship

The information provided on this Site is for general informational purposes only and does not constitute legal advice. Visiting our Site or contacting us through the Site does not create an attorney-client relationship. An attorney-client relationship is established only when we have agreed in writing to represent you in a specific matter.

Florida Jurisdiction

Our services are provided in accordance with Florida law and regulations governing title insurance and real estate transactions. We are licensed to operate in Florida, and our services are intended for transactions involving Florida real estate.

Service Engagement

When you engage our services for a real estate transaction, the specific terms of our engagement will be set forth in a separate written agreement or engagement letter. Those terms will govern our professional relationship and may supplement or supersede portions of these general Terms as they relate to the specific services provided.

5. Quotes and Pricing

Any quotes or estimates provided through our Site or Services are preliminary and subject to change based on the specific details of your transaction. Final pricing will be confirmed in writing before services are rendered. All fees and costs are subject to the terms of your closing documents and applicable Florida regulations. We reserve the right to modify our pricing at any time, but changes will not affect transactions for which we have already provided a binding quote.

6. Intellectual Property Rights

The Site and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Closing Pros LLC, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Site, except as incidentally necessary for normal web browsing or as expressly permitted in writing by Closing Pros LLC.

7. User Content and Communications

When you submit information, documents, or other content to us through the Site (including through contact forms, quote requests, or email), you grant us a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, and store such content solely for the purposes of providing our Services to you and complying with legal obligations.

You represent and warrant that you own or have the necessary rights to submit any content you provide to us, and that such content does not violate any third-party rights or applicable laws.

8. Third-Party Links and Services

Our Site may contain links to third-party websites, services, or resources that are not owned or controlled by Closing Pros LLC. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that Closing Pros LLC shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of any such third-party content, goods, or services.

9. Disclaimer of Warranties

THE SITE AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, CLOSING PROS LLC DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that the Site will be uninterrupted, secure, or error-free, that defects will be corrected, or that the Site or the servers that make it available are free of viruses or other harmful components. We do not warrant or make any representations regarding the use or results of the use of the Site in terms of accuracy, reliability, or otherwise.

10. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL CLOSING PROS LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SITE OR SERVICES, ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SITE, OR ANY UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT.

This limitation of liability applies regardless of the legal theory on which the claim is based, whether in contract, tort (including negligence), strict liability, or otherwise, even if we have been advised of the possibility of such damages.

Some jurisdictions do not allow the exclusion or limitation of certain warranties or liabilities, so some of the above limitations may not apply to you.

11. Indemnification

You agree to defend, indemnify, and hold harmless Closing Pros LLC, its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Site or Services, including but not limited to any use of the Site's content or services other than as expressly authorized in these Terms.

12. Governing Law and Dispute Resolution

Governing Law

These Terms and any dispute or claim arising out of or related to these Terms or the Site shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.

Dispute Resolution

Any dispute, controversy, or claim arising out of or relating to these Terms or the breach, termination, enforcement, interpretation, or validity thereof, including the determination of the scope or applicability of this agreement to arbitrate, shall be resolved through good faith negotiations between the parties. If the parties cannot resolve the dispute through negotiation, the dispute shall be submitted to binding arbitration in Sarasota County, Florida, in accordance with the rules of the American Arbitration Association.

Class Action Waiver

You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action. You waive your right to participate in a class action lawsuit or class-wide arbitration.

13. Modifications to Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. If we make material changes to these Terms, we will notify you by posting the new Terms on this page and updating the "Last Updated" date. Your continued use of the Site or Services after any such changes constitutes your acceptance of the new Terms. We encourage you to review these Terms periodically to stay informed of updates.

14. Termination

We may terminate or suspend your access to our Site and Services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use the Site will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive, including but not limited to ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

15. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving its intent, or if such modification is not possible, such provision shall be severed from these Terms. The remaining provisions shall continue in full force and effect.

16. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices or agreements published by us on the Site, constitute the entire agreement between you and Closing Pros LLC regarding your use of the Site and Services and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding such subject matter.

17. Contact Information

If you have any questions, concerns, or comments about these Terms, please contact us: